We offer many different services - whether you are buying your first home, refinancing or purchasing your next investment property, make sure and see what our team can do for you. 

Home Loans

Navigating your way around the entire mortgage process can be confusing. Let our professionals source a loan that is best suited to your needs. We’ll help you increase your chances of a fast approval through a well-prepared home loan application and keep you informed so you’ll know where you stand every step of the way.

Please call us on 0447 002 245 or email [email protected] for our free assessment form and one of our mortgage brokers will assist you in getting approval for a construction loan.

Refinancing

Why should I refinance?

Non conforming loans, bad credit home loans, and in particular private loans, have much higher interest rates than normal bank loans.

By refinancing you can either reduce your repayments or you can continue to make the higher repayments and save even more off your mortgage, for example:

If you have a loan of $500,000 at a rate of 8% then you are paying $3,689 per month whereas on a rate of 6% you would pay only $2,998 per month! Over 30 years the difference between the two loans is a whopping $248,785 in interest! This is why specialist lenders are designed to be a short term solution, the cost of the loan over thirty years is much higher than that of a bank loan.

If you only keep the loan for a year or two then the loan usually makes sense, so your goal is to refinance as soon as you can. You can view our lender's best interest rates to get an idea of how much you could save.

Please call us now on 0447 002 245 or email [email protected] for our free assessment form and one of our mortgage brokers will assist you in discuss your options.

Investment loans

Will I qualify for a loan?

The approval criteria for investment loans is quite complicated especially if negative gearing benefits are required to prove that you can afford the loan.

Investment loans are generally a higher risk than standard home loans and, as such, you need to be in a strong financial position to qualify.

The basic lending criteria are: You should have 5% - 10% in genuine savings. If you are borrowing more than 90% then some lenders like to see equity in other properties (i.e this is not your first investment property).

A good credit history.
An above average credit score.
Stable employment.

If you think that you will qualify for an investment loan please call us now on 0447 002 245 or email [email protected] for our free assessment form and one of our mortgage brokers will assist you in discuss your options.

Commercial/constructions loans

We are construction loan specialists!

Our mortgage brokers are specialists in construction loans.

We can quickly work out which lenders can approve your loan.

In addition to this, we can structure your loan in a way that ensures that your new home is built without the hassles.

Please call us on 0447 002 245 or email [email protected] for our free assessment form and one of our mortgage brokers will assist you in getting approval for a construction loan.

Start your application online

  We will tailor expert credit advice to suit your individual needs, and offer unwavering support from the start til settlement. Whether you're a first home owner, refinancer or investor, we'll look after you.